Sending You Elsewhere

When I first started working, I spent money indiscriminately. My then-boyfriend (now husband) and I were living in a tiny shoebox unit in the middle of the city, and spending money made us happy.

Useless objects, littered around our house. No thought for the future.

We were young, and growing up seems oh so far away when you’re 17 and 23. Who needs to save money? One day in the future, we’d be grown ups and things would magically work themselves out.

Isn’t this the fairytale we’re all taught? That our twenties are only practise for our “real lives” which will start at some undetermined point down the track.

Read The Rest at Money Circle.

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School returns in just over a week down here in Tasmania. I’d be lying if I said I wasn’t looking forward to it. This year I’ll have two of three children in school and the amount of free time I predict myself having is a little dizzying.

What isn’t on my “list of things I’m looking forward to” are the costs associated with school. Fees, levies, uniforms, school essentials, lunchboxes, it all begins to add up.

While most of the costs are a one off thing at the beginning of the year, it doesn’t stop it becoming expensive fast if you’re not careful.

I’ve already braved the crowds at one disorganised, insanity inducing department store in my search for plain black pants and shoes that don’t pinch.

Read The Rest at Money Circle.

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I wandered into the kitchen this morning and found my toddler studiously pulling out all the tinned food in my bottom cupboard. Cans of tomatoes warred with tuna and she was perilously close to breaking open a jar of jam as she happily tapped the lid with a tin of corn.

I went to put them away, but first I glanced at the best before date on the tin of tomatoes. I knew it had been a while since we’d bought them – they were the cheapest supermarket label, and we hadn’t had to buy that brand for a while.

I didn’t expect the use by date to be all the way back in March 2011 though.

Read The Rest at Money Circle.

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“I’ve been seeing the 52 week savings plan show up everywhere on my Facebook dashboard, with the promoters imploring people to save. And it’s not a bad idea – showing how putting away a little extra each month can mount up faster than you’d think.

I didn’t put it on my list of New Year Resolutions however, because I am at best disorganised, and at worst, positively scatty. I would remember to save really well for the first month, and then, pffft everything falls apart. As a saving strategy, I work best with a direct deposit out of my account every week. Then I just pretend that money doesn’t exist. It’s easy. I don’t have to think about it.”

Read the rest at Money Circle.

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This morning Hobart Mums’ Network asked what we resolved to do this year. I thought about it briefly, and flippantly replied:

Write more, daydream more, take notes for everything, smile lots, laugh, embrace irreverence, be silly often, tell stories every day, love well, live well.

As flippant as I felt, looking back on my comment this is exactly what I plan to do this year.

Christmas Night, when everyone had gone home, Evelyn was asleep, and the light was disappearing from the horizon, Nathan lit the bonfire. We sat there, watching the paper and wood burn, and my brother and I began telling stories.

Amy and Isaac curled up on the grass next to us, blankets around their shoulders, while Nathan listened. We sat there, and I recounted moments from my childhood for them. My brother added things I’d forgotten – although how I’d forgotten sliding down the dry grassy hill on a body board, I don’t know.

My children laughed, and snuggled, and begged for more.

There is power in telling stories to my children, especially stories from my childhood. Snippets they take into themselves, building connections between us as they imagine me as a child, hiding from my parents in an old cupboard, or sliding down a hill on my stomach.

This year, I resolve to tell more stories. Write more, and write often. To laugh. To embrace irreverance, and to not take myself seriously.

We can learn a lot from how our children approach life, and this year, I plan to emulate them.

Of course, bits of adulthood continue to sneak in around the edges, with a credit card disaster fresh in my memory, and a discovery that no matter how stable it feels like we are, it only takes a minor disaster to set off my financial disaster alarm bells.

But it’s all okay. It’s a New Year, all fresh and shiny, with the bubble wrap still caught around the edges.

I plan to take advantage of every second.

Of course, I’m also quitting sugar for January as part of a sponsored campaign that I’ll talk about in detail a little later in the month, so “taking advantage” may also equal “curling up in a ball with tea and a book”. Clearly I am insane as the house is still full of chocolates from Xmas. Twitch. Twitch.

You can read about my credit card disaster on Money Circle. It wasn’t the highlight of my Christmas period, that’s for sure.

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